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...ess or failure on every play to provide the proper context, then allocates credit to the quarterback and his teammates to produce a clearer measure of quarte * Opponent adjustment: More credit is given with tougher defenses and vice versa. ...

==Terminology and etymology== ...b|Millennials' debts are not mainly due to student loans but rather credit-card debts.<ref name=":11" />]] ...

...io Meucci]] developed a voice-communication apparatus that several sources credit as the first telephone.<ref name="Meucci"/>]] ...io Meucci]] developed a voice-communication apparatus that several sources credit as the first telephone.<ref name="Meucci">Wheen, Andrew. [https://books.goo ...